Vanguard HorologyStraightforward pricing, no surprises.
Signing up with Vanguard Horology costs nothing. There is no fee to open an account, and the only money you put in is what you choose to invest — every tool on the platform is included from day one.
Where a cost can appear
These are the only places money ever leaves your balance for something other than an investment you personally chose.
| Item | Charged by | Note |
|---|---|---|
| Account opening | — | Free. |
| Platform access | — | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Capital is at risk. Only invest what you can afford to lose.
What the numbers look like in practice
A first deposit, explained simply
A first deposit is the entire cost picture in one place: the amount you send, the spread applied on conversion, and nothing else until you decide to invest. There is no monthly account fee waiting at the end and no charge for simply leaving your balance where it is.
What happens on the same day
Your balance appears once payment clears, and a specialist walks you through the plan before anything is opened. Nothing is placed automatically without you.
Withdrawals and what they cost
Withdrawals return to the payment method the money arrived from — this is a requirement, not a preference, and it's what keeps the account genuinely yours. Processing is free on our side; any deduction you see comes from your own bank or card issuer.
Timing you can plan around
Requests made on a working day are reviewed the same day. Card returns usually settle within three to five working days, bank transfers within two.
What is included
- No cost to register — nothing to pay just to open an account.
- No hidden charges on deposits, withdrawals or upkeep.
- Only standard spreads or network costs may apply.
- Begin with the minimum deposit and grow at your own pace.